Legal conditions before account access
Our Legal terms apply to the account you open, the details you submit and the records created when you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. We may ask for clear phone verification before account access, and the details must match the
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account holder using the service. Access depends on local law, so you should check whether this type of service is permitted where you are located. We keep policy wording available for you to read before account activity, and changes are handled through the account or support
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path. A payment reference can be used when you ask us to check a wallet or transfer record. These terms do not replace Indonesian law or any binding rule that applies to you.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.